Money & Spending
A free daily expense tracker for the small purchases, savings and upcoming costs that make up your month.
Opening your expense recorder…
A meal, a bus fare and a quick online order can be easy to forget by the end of the week. Keeping a daily expense log gives you a record to return to. Enter each purchase with its date and category, then use the month filter to review what you spent alongside money you set aside.
If lunch costs ₹120 and transport costs ₹50, your recorded spending is ₹170. Saving ₹50 belongs in the savings total. A ₹600 purchase you are considering belongs in planned expenses until you pay for it, so it does not inflate money already spent.
Before buying something optional, review your recent expenses and upcoming costs. Mark purchases as essential or non-essential if that helps your review. The labels are yours to choose; a useful spending routine should reflect your circumstances.
Try recording purchases for a week, then review a full month to include less frequent costs. Look for repeated purchases you want to keep, reduce or plan for. This tool organises the amounts you enter; it does not predict your finances or guarantee savings.
Record purchases you actually paid for, including small items such as transport, snacks or subscriptions. Add the amount, date and a suitable category. A short note can help you recognise the purchase when you review the month.
Use Savings for money you set aside and Expense for money you spend. They appear as separate monthly totals. Moving money into savings is not a purchase, so avoid entering the same transfer as both an expense and a savings record.
Planned expenses are kept separate from money already spent, even after their planned date passes. Choose Record as paid to review the amount and payment date, then save the same record as an expense.
Yes. Choose the currency for each record. Your review shows totals for the selected currency only; INR and USD records, for example, are not added together or converted using an exchange rate.
Choose Export CSV to download all saved records, including their dates, amounts, currencies, types, categories and notes. Open the file in a spreadsheet to organise or analyse your spending further. Exporting does not remove the original records.
It is a manual expense and savings log. It does not connect to bank accounts, import transactions, calculate your available bank balance or set a spending budget. Use your own account information when deciding what you can afford.
Pair your spending routine with a challenge that works for you.